Personal Finance Feature and Review: Kicking Financial Ass by @moneysensei_ #review #blogtour #nonfiction #personalfinance #giveaway @RABTBookTours

Personal Finance

Release Date: August 6, 2019

Why wait until 65 to retire when you can start doing what you really want when you are in the prime of your life? Whether your dream is to start your own business, volunteer, or work less, Chris Dumont provides a blueprint to early retirement and the best advice on the stock market to gain control of your finances today.

After reading this book:

• You will learn how Chris went from being over $50,000 in debt to being debt-free, owning multiples properties, and a six-figure stock portfolio within four years.

• You will be more financially secure. Chris shows you how to pay off all your debts. Once you are debt-free, you can hit your savings goals.

• You will create a budget using an easy-to use-system, with savings and expenses automatically deducted.

• You will not spend hours managing your money. Once you set things up, managing your money will be so simple that you only focus on it once a month.

You will also learn:

• Being happier with less by spending on what makes you happy.

• How much money you need to retire. (Hint: It’s not as much as you think!)

• Car advice on whether you should lease, own, or buy.

• Negotiating salaries and raises and incorporate side hustles to increase your income.

• Common investing mistakes to avoid and easy-to-understand index funds with ETFs.

• Tax-advantaged accounts you should use and why for both Americans and Canadians.

• Real estate advice and whether you should rent or own.

• And much more!

Everything he shows you is…

SET – AND – FORGET

You are covered by your emergency fund when you need it, from accidents to losing your job.

Start using the concepts he teaches in this book and retire in comfort in as few as 10 years.

Once retired, learn how to stay active and accomplish what you have always wanted.

What are you waiting for? Take control of your future today and start kicking financial ass!

Review

Money made easy. That is how I would sum this up. This book is so perfectly dummed down to allow for the everyday person to understand how to take control of their finances once and for all. These days there are too many terms that really confuse the consumer and we are all just doing the bare minimum to get by without setting ourselves up for financial success. To me, that was the main thing that stuff with me after this. This book will allow you to understand certain aspects of the financial world and find certain areas that you can make work for you. Correct your financial situation and not just turn it around, but build upon that to have a better future. 

About the Author

Chris Dumont is the founder of MoneySensei.com, a personal finance hub that helps people become debt-free.

For nearly a decade, he has worked in finance learning both inside and outside the classroom the fundamentals of personal finance. Chris holds an MBA from the Schulich School of Business in Toronto, Ontario and a Bachelor of Commerce from the Alberta School of Business with a major in Finance. He completed his CFA designation in 2016.

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Audio Book Fiction Feature: Legend of Song de Light by #kaitlynzq #fiction #promo @RABTBookTours #lovecontusongdelightlovecontu #romance

Guest Post

an inside sensory view of all-time by Kaitlynzq

rhythmic

subtle

nature’s vital heart beats

lyrics of lovecontu

a stream of words

ballads of adoryu
gentle breezes
delicate
emanates from inside
soft, quiet pulses

In the series Lovecontu Song de Light Lovecontu

A series that interweaves interior elements from the stories together like gentle hugs to one’s heart from Ancient Script of Lovecontu audio poem, a vocal surround of unique instrumental notes from Legend of Song de Light audio book, layers of quiet a cappella from inside of Legend of Song de Light audio play, to petal soft pink glows that hum throughout the hours held within Lovecontu Song de Light Lovecontu audio set.

The following links will guide you to the audio streams of the vocal recording of the extended and expanded upon scenes for several of the characters of moments within the sensory imagery in Legend of Song de Light audio book, and Legend of Song de Light audio play.

For the audio version on my audio streams:

https://soundcloud.com/kaitlynzq/extended-expanded-upon-scenes-one-for-legend-of-song-de-light

https://soundcloud.com/kaitlynzq/extended-expanded-upon-scenes-two-for-legend-of-song-de-light

https://soundcloud.com/kaitlynzq/extended-expanded-upon-scenes-three-for-legend-of-song-de-light

And, for the audio streams and text version on my blog:

https://kaitlynzq.com/blog/extended-amp-expanded-upon-scenes-one-for-legend-of-song-de-light

https://kaitlynzq.com/blog/extended-amp-expanded-upon-scenes-two-for-legend-of-song-de-light

 https://kaitlynzq.com/blog/extended-amp-expanded-upon-scenes-three-for-legend-of-song-de-light

Reviews for Legend of Song de Light audio book

“...This stunningly original composition is heartbreaking yet uplifting and not to be missed…” by Lynda with Books Direct https://www.booksdirectonline.com

“Kaitlynzq puts together a magnificent "song" with her words of Legend of Song de Light...The music in the background was chosen perfectly as it almost danced around her words…” by Amy with Amy’s Bookshelf Reviews http://writeramyshannon.wixsite.com/bookshelfreviews

“Wonderful imagery and compelling tales!...Kaitlynzq’s storytelling technique in Legend of Song de Light is quite unique. ...There is an artistic take on fiction, heightened by the effects of poetry, photography and ballet expressed in each tale…” by Marie with Writing in the Modern Age http://marielavender.blogspot.com

Available to Purchase at: 

https://kaitlynzq.com

https://kaitlynzq.boutique

#lovecontusongdelightlovecontu

#kaitlynzq

Sci-Fi Erotica Menage Feature and Review: Sleeping Beauty by @BethDCarter #scifi #menage #erotica #romance #blogtour #giveaway #review @RABTBookTours

Science Fiction Romance, Ménage Romance, Romantic Suspense

Publisher: Evernight Publishing

Date Published: May 19, 2019

Ronan Hark and Noah Kabot are deep space salvagers, partners in business as well as in life. While investigating an old ship, they discover a cryo chamber holding the frozen body of a beautiful woman who’s been asleep for thirty-one years. Against Ronan’s better judgment, they take the chamber and wake her up.

Alivia has spent her life living as a sheltered yet unloved princess, until the day she is forced into cryo stasis. It was only supposed to be for a short time, but somehow her ship crashed and she became nothing more than a memory.

But now everything has changed. A hunter is after her and killing anyone who knows she’s alive. As they race across the expanse of space, can Ronan and Noah keep her safe? And what happens when she finally returns home to confront a life that forgot about her?

Review

I really liked Alivia's story and how she was so sheltered and naive, yet ultimately let go of the control and opened up completely to Ronan and Noah. This in no way means that she was weak in the end, quite the contrary. She was a great strong female lead and really grew from beginning to end. 

Ronana and Noah, wow, they are hot hot hot! That really came through the pages for me. These two are the perfect duo. 

I liked the way this book was a quick read and really kept me flipping the pages to the very end. 

About the Author

I like writing about the very ordinary girl thrust into extraordinary circumstances, so my heroines will probably never be lawyers, doctors or corporate highrollers.  I try to write characters who aren't cookie cutters and push myself to write complicated situations that I have no idea how to resolve, forcing me to think outside the box.  I love writing characters who are real, complex and full of flaws, heroes and heroines who find redemption through love.

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Paranormal Romance Feature and Review: Wicked Passion by Amanda J. Greene @amandajgreene1 #giveaway #blogtour #review #paranormalromance #pnr @RABTBookTours

Paranormal Romance

Date Published: 6/25/2019

James Stonewoll is an Elite Assassin for the Under Realm Syndicate—an expert hunter and merciless killer. As a former pirate, he thrives on danger, the more perilous the mission, the better and he can't resist his newest contract: eliminate a rebel shape-shifting magic thief that stalks the border of the Under Realm kidnapping and murdering innocent Others. But never did the centuries old vampire anticipate playing hero to a mythical temptress with luscious curves, tantalizing lips, and hypnotic eyes.

Captured and held prisoner, Katya Moro was trapped in a seemingly endless loop of unimaginable agony as her magic was slowly being torn from her soul. A gasp away from death, she is rescued by a sinful kiss and awakens in the strong arms of a powerful warrior whose roguish smile, sharp fangs, and intense strength unlock dormant instincts within her, an all-consuming madness that demands complete surrender.

Gazing down at her, James knew he had to kill her. Dark Magic Wielders, like the beautiful female he’d found, were a grave threat to human society and were not permitted to roam the mortal world. But Katya’s smoky voice and sweet kisses stir a fierce hunger inside him. She is unpredictable, uncontrollable and wickedly seductive—his perfect kind of dangerous. To keep her safe, James will protect her from the magic thieves that hunt her and his fellow assassins until he can find a way to return Katya to her home in the Under Realm.

Can Katya’s passion conquer the darkness within his soul?

Review

I'm going to jump in with the others who so thoroughly enjoyed this book. 

You will be very pleasantly surprised on the deep and intriguing story you get out of it. James and Katya are both very captivating characters.

I think that it is a great read if you like a little more substance with your paranormal romance books. 

The world is easy to picture due to the fact that Greene uses great descriptions throughout the book. I liked that these characters had something to overcome,  their prejudices and pre-conceived notions really set them up to fail.

About the Author

Amanda J. Greene is the author of the captivating Rulers of Darkness and enticing Under Realm Assassins series. Fans of Nalini Singh’s, Gena Showalter, and J.R. Ward will fall in love with Ms. Greene’s dangerously sexy heroes and strong, kick your teeth in heroines.

She lives in Southern California with her supportive military husband and their two fur babies—a sweet cocker spaniel and a rambunctious black mouth cur mix. Between working full time in higher education and family life, she finds time to write and create detailed worlds with exciting characters for her ravenous readers.

"Amanda's vampires are seriously sexy and I can't get enough!" - Kristina's Books & More

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Domestic Thriller Feature: A Divided Mind by @MaryBilliter @hottreepubs #thriller #domesticthriller #giveaway #promo #excerpt @RABTBookTours

Domestic Thriller

Date Published: July 27, 2019

What if the only friend you have isn’t real? 

When the voices in his head begin to make sense, high school senior Branson Kovac turns to the one friend he’s still got… only to discover he’s not really there.

Excerpt

I was identifying the other parts of Kermit’s anatomy when tick boy tapped me again on the shoulder.

“What?” I glared at him and he backed away. That sudden jolt of anger triggered the shadow people. I shook my head, but it was still there. I saw a shadow of a person pick up the scalpel and attack tick boy with exact precision, cutting him across the throat. The only color I could see was red.

About the Author:

M. Billiter is the alter ego of contemporary, award-winning romance author, Mary Billliter.

After writing more than a dozen love stories, she is exploring the other side. Best known for her emotional honesty, Mary doesn't write about well-adjusted people, but rather the wounds in life.

M. Billiter writes with clarity and raw emotion to explore difficult subjects and issues close to her heart.

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Women's Fiction Feature: Shoes on the Stairs by Jan Steele #womensfiction #releaseday #giveaway @RABTBookTours @jbaby711

Women's Fiction

Date Published: 7/27/2019

Publisher: Acorn Publishing

Claire Blackwell can’t find that damn white light. Thanks to a mishap at an intersection, she’s dead and stuck somewhere between Heaven and what seems like Hell as she is forced to watch her husband and children unravel without her. While she struggles to find answers for her limbo state, her family begins to see her, offering what she believes, is a gift of second chances.

As she navigates through this new, untouchable world and the challenges it creates, she is forced to face some sad and potentially dangerous truths. Determined, she works to mend her relationship with her family, but her stubborn teenage son refuses to acknowledge her, and when tensions escalate with his long-time bully, her inability to control the physical world around her leaves her fearing for her family’s safety. With her time running out, she must find a way to save them before the progress she has made is lost and she fades from this world forever.

About the Author:

Jan Steele grew up in the burbs of Chicago and after thirty-two years of shoveling snow, moved to Southern California with her husband and children. She has taught everything from Kindergarten through high school but found her passion for writing years later while living as an expat in Asia for four years. She’s a contributing author of Chicken Soup for the Soul, Miracles and More (2018), shares a blog with her sister-in-law, and is an MFA student at UC Riverside. In addition to writing, she loves to travel, volunteer, watch college basketball and sunsets. She’s also passionate about shedding light on the lasting effects of bullying.

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Fantasy Feature: Teaser from Star Child by @PetraLandon #fantasy #adventure #excerpt #giveaway @RABTBookTours

Fantasy Adventure

Date Published: August 8, 2019

On her world, they call her star struck, but why do the stars beckon her so …

On a mining outpost in the Inner Worlds, a young woman dreams of the stars. When she falls in with a motley crew of bounty hunters seeking to avenge an injustice, Novi believes her dreams have come true. But her journey has just begun.

Led by the only man to bring the mightiest army in the sector to its knees, the crew is engaged in a wily cat and mouse game with the powerful Guild Coalition. With her new shipmates, Novi dodges space outlaws and greedy corporations, mingles with Synths and settlers, jumps the Star Portal Labyrinth and discovers a mysterious legacy bequeathed by the Gods. But each exhilarating adventure raises terrifying questions about her. Can Novi find the answers she seeks before time runs out for her?

Author's Note: This fantasy adventure in the style of a swashbuckling space western is set on far away exotic worlds. Adventure, intrigue and action abound in this tale of a feisty young heroine embarking on the quest of a lifetime.

Excerpt

The murmur of voices heralded her approach. Forewarned, Novi was careful to crouch silently behind the hatch cover.

“We’ve searched Ventini’s cargo” the leader announced, down in the chamber. “Where’s the box?”

Novi’s heart gave a lurch. Could they be searching for Zufon Ventini’s intricately carved box, she wondered. The one with the energy waves that affected her so powerfully. Back in the duct, she was subject to its pernicious effects again. A night’s rest away from it had not dimmed the potency of whatever lay hidden in the strongbox.

In the Rec Chamber, Kidani looked confused by the leader’s question. But Novi sensed the pilot come to the same realization as her.

The leader addressed Kali, his demeanor subtly menacing. “No more games” he warned. “Where’s the strongbox?”

The pilot said nothing and Kidani rushed into speech. “We don’t know anything about a strongbox. Cap’n didn’t tell us about it.”

“I’m the chef and he’s the pilot” she reiterated, pointing at the RimWorlder. “We do our jobs, but we don’t know much about Cap’n’s affairs.”

“With you, I believe it” the leader agreed suavely. “But I know who your Captain is — the hero of the Five Year War. That tells me this RimWorlder here was one of his Renegades. He knows more than he’s telling us.”

The leader seems to know a lot about this Cruiser and the Captain. Who is he?

Kidani opened her mouth to respond but the leader ignored her to signal the man with the flasher. The henchman stepped forward to hold the weapon flush against Kali’s head.

Kidani made a small movement before checking herself.

Novi watched anxiously from behind the panel as the leader asked Kali. “One last time, RimWorlder. Where’s Ventini’s strongbox?”

Kali said nothing, the dark eyes glowering at the leader.

The slinger with the flasher raised it to hit the pilot but the leader stopped him with a raised hand, to direct him to Kidani instead.

Novi watched with her heart in her mouth as the man strode to the flame-haired girl to point his flasher at her, while the leader unstrapped his to hold it on Kali.

“The box or she dies” he said calmly to the RimWorlder.

In the eery blue glow of the emergency lights, Novi could see the terror on Kidani’s face, though the girl stayed still and mute.

“I don’t know where the box is, but occasionally, Cap’n hides certain valuables in the duct” Kali responded, subtly raising his voice. He hoped the stowaway would get the message. The duct was no longer safe for her to hide in.

“The maintenance duct?” the leader inquired.

The pilot nodded once, sharply.

Shyte. I must get out — they’ll be in the duct soon.

The leader reached for his Hailer. “Seto, check out the maintenance duct. There should be an access from the Bay.”

An alarmed Novi scrambled hastily, making for her old hiding place in the passage by the unoccupied chamber. Not a moment too soon, for she could hear voices cursing in the access passage from the Space Bay as the thugs poured into the duct.

About the Author

An avid reader all her life, only recently has Petra allowed her own imagination to run riot. She loves to travel and reads everything she can get her hands on. Her idea of a good read is one where the story and characters linger, long after the book has been set aside. She strives to write fantasy with vivid characters and elements of adventure, mystery and romance juxtaposed together, since those are the tales she has enjoyed the most over the years. To share the stories swirling in her imagination is a labor of love and a lifelong dream come true for Petra.

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Crime Thriller Feature: Kill Switch by S.W. Vaughn #crime #thriller #excerpt #releaseday #promo @RABTBookTours

Psychological Crime Thriller

Date Published: July 26, 2019 (preorder available now at 99 cents)

Marco Lumachi is a professional hitman. His name is not Donovan North, and he’s not a detective transferring from New York City to Landstaff Junction, Vermont. But the whole town thinks he is, and if he wants to stay alive, he needs them to keep believing that.

Because the real Donovan North — who happens to look a lot like Marco — was gunned down on the way to his new job, by a rival mob family who thinks they killed the hitman.

Forced to work on the right side of the law, Marco finds himself hunting down a serial killer who’s brutally murdered two women already. Worse, his new “partner” is beautiful, dedicated, and not buying a word of his cover story.

But the man he’s impersonating kept secrets of his own, and what Detective North was hiding could prove deadly … for Marco, and for the innocent women that the killer is still targeting.

Excerpt

Prologue

New Heights Juvenile Detention Center — Bronx, NY

Seventeen years ago

I was out in the yard after another pathetic excuse for dinner, checking around to see if anyone had gotten a care package from home so I could muscle in on them and get something decent to eat, when I spotted the new guy over by the outside fence. And I couldn’t look away.

There must’ve been a hell of an expression on my face, because Jake Paladino came over and elbowed me, even though I’d punched him for less in the past. “Did you see a ghost, or what?” he wheedled, and then flinched away, clearly remembering too late that I didn’t appreciate being jabbed.

I let it go this time, though. I was too fascinated to be angry.

“Over there,” I told him with a bare nod toward the fence.

Jake followed my gesture, and the perfect bug-eyed jaw-drop that formed on his face almost made me laugh. He looked like a real-life cartoon. Wile E. Coyote, watching the rocket he’d just fired at the Road Runner bounce off a cliff and head back at him full speed.

“You got a brother I don’t know about?” Jake finally blurted.

I shook my head, my gaze not leaving the newcomer. Apparently it was true what they said: everybody has a lookalike somewhere in the world. And here was mine. The new guy was a mirror, a twin, a clone of me.

My doppelganger.

Jake shook off the shock first and started bouncing on the balls of his feet, a lunatic grin on his unfortunate face. The scrawny, twitchy kid who’d followed me around like a stray dog since the day I got locked up in this crap place claimed to be the son of a mobster, and swore he was going to introduce me to his father and bring me into the “family business” when we got out of here. But I only had a week left on my sentence, and Jake had six months on his. Plus, he was probably lying about his mob connections.

I was considering it, though. If nothing better came along before Jake got out of here, maybe I’d give the little weasel a chance to make good on his claims. Considering my talents, the mob might be a decent fit for my future.

Not that any of us in New Heights could have a real future. They called it a youth center, but it was really just a prison with brighter colors — and everybody knew that ex-cons were screwed. Even if they were just kids when they went in.

Nobody who came out of this place would ever be considered a child again.

“Jesus, look at him. Holy shit.” Jake giggled and almost nudged me again, but then he thought better of it at the last minute. “I bet he’s about to piss his pants over there. Hey, let’s fuck with him.” The jagged grin spread. “You know what? You could do anything, even in front of the security cameras, and just blame it on that guy. We should burn this place down or something. Oh, wait, how about we kill a guard?”

“No,” I said sharply. Sometimes Jake had to be corrected like a dog, and it was all I could do not to rub his nose in his own shit. “Leave him alone, for now.”

The new guy — my doppelganger — did look unsettled. But unlike Jake, I didn’t believe he was scared. Reserved, maybe. Hanging back, getting the lay of the land. His posture was guarded and self-protective, as if he was expecting some kind of abuse, and that could’ve been interpreted as fear. But I sensed something dark in him.

Or maybe I was only projecting my own darkness onto the spitting image of myself.

Jake lost interest in the other kid fast once I rebuked him. His face only fell for a few seconds, and then his smile bounced back. “Vince and them are trying to crowd the hoop again,” he said, pointing over at the rundown basketball half-court in the far corner of the yard, where four or five of the younger boys had begun a half-hearted game of Horse. “Want to scare them off?”

“Nah. I’m hungry,” I told him. “Go find somebody with a care package. I want good shit, nothing generic or homemade.”

Always happy to serve, Jake nodded vigorously and scuttled off. I watched him absently for a few seconds before I returned my attention to the new guy.

This time, my doppelganger was looking back. And there was no fear in him at all.

There was nothing in him.

It really was like looking in a mirror.

About the Author

S.W. Vaughn lives in “scenic” Central New York, with its two glorious seasons -- winter and road construction -- along with her husband and son. An award-winning author, copywriter, and blogger, she's been writing professionally for over 15 years.

Under Sonya Bateman, she is the author of the DeathSpeaker Codex series (urban fantasy) and the Gavyn Donatti series (urban fantasy / Simon & Schuster).

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